Description: This session, from the June 2000 San Diego meeting of the Society of Actuaries, discussed ways the actuary can help the underwriter. Discussion included: 1. Overview of protective value theory 2.Simplified cost/benefit methods designing efficient underwriting rules.

Description: This session at the SOA 2004 Annual Meeting looks at current underwriting issues including the tools underwriters now use for appraising risk in various markets, the impact of preferred exceptions and business decisions from a pricing and claims perspective, and new ideas for assessing risk at older ages.

Description: This is the digest from the informal discussion reviewing the 1951 Impairment study. It is the latest in a series of studies covering mortality of impaired risks. It covers the experience under Ordinary insurance issued from 1935 to 1949 traced to the anniversaries in 1950. Standard and substandard policies were studied separately.

Description: Presented at May 2002 Spring Meeting. Discusses selected concepts that relate to risk appraisal of new business insurance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine and oral fluid.

Description: Presented at May 2002 Spring Meeting. This session addresses the important elements in designing preferred risk products. Theoretical and pragmatic approaches to establishing a sound policy for setting underwriting requirements and mortality assumptions are discussed, including the real mathematics of preferred risk classification, distribution of risk profiles by age and the key elements of age-specific underwriting.

Description: Discussion of the following underwriting topics: A. What elements are being taken into consideration in current underwriting of risks in or subject to military service? B. What changes have occurred recently in the amount limits for the double indemnity benefit? Is accident insurance considered in applying such limits? C. What underwriting problems have arisen in connection with the income disability benefit which matures the policy at an age such as 65? In what respect is this benefit underwritten differently from the $5 per $1,000 lifetime income disability clause? D. What are the advantages and disadvantages of issuing ordinary insurance at ages over 65?

Description: 1993 SOA Spring Meeting, Boston. This session is about underwriting, including new testing techniques, AIDS update, preferred risk selection, and current topics of interest.